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Dental Insurance and Financing

General and Cosmetic Dentist Accepting Insurance in Mountain View, Bay Area, CA

Allure Dental Center, accepts a wide range of dental insurance plans, including major PPO providers such as Delta Dental, MetLife, Aetna, Anthem, Guardian, UnitedHealthcare, Sun Life, Cigna, United Concordia, Principal, Premera, Premier Access, Careington, Dental Select, Dentegra, Humana, Aflac, Beam, HealthEquity, and HealthNet. We also offer flexible financing options through LendingClub and CareCredit, providing low monthly payments. For more information, contact us or schedule an online appointment. We are conveniently located at 570 N Shoreline Blvd, Mountain View, CA 94043.

Table of Contents:

Which major dental insurance plans do you accept?
How can I verify my dental insurance benefits before my appointment?
Does my insurance cover specific common procedures like cleanings, fillings, or root canals at your office?
How do you handle changes in insurance coverage?

Which major dental insurance plans do you accept?


At Allure Dental Center, we are committed to making high-quality dental care accessible and affordable for our patients. To better serve you, we accept a wide range of major dental insurance plans. Our office is in-network with many leading providers, including Delta Dental, Cigna, Aetna, MetLife, Blue Cross Blue Shield, Guardian, and United Concordia.

If you’re covered by one of these insurance companies, our knowledgeable team will gladly file claims on your behalf and help you maximize your dental benefits. Don’t see your insurance plan listed? Please contact Allure Dental Center—our staff is happy to verify your coverage and explore all your options.

We understand that dental insurance can be confusing. Our team is always available to answer your questions, explain your benefits, and help you get the most out of your plan. Your oral health and peace of mind are our top priorities.

How can I verify my dental insurance benefits before my appointment?


At Allure Dental Center, we want your visit to be as smooth and stress-free as possible. One important step before your appointment is to verify your dental insurance benefits to avoid unexpected costs and ensure you fully understand your coverage.

Start by locating your dental insurance card and gathering key details, such as your member ID and group number. You can contact your dental insurance provider directly using the customer service number on your card or log in to their official website. When speaking with your insurance representative or reviewing your online portal, ask about your specific plan details—including covered procedures, annual maximums, deductibles, co-payments, and any applicable waiting periods.

It’s also important to confirm that Allure Dental Center is an in-network provider with your insurance. Being in-network can significantly reduce your out-of-pocket expenses. Ask your insurance about coverage for common treatments like cleanings, fillings, and x-rays, and whether any planned procedures require pre-authorization or have coverage limitations.

If you have questions about your benefits or coverage for specific treatments, don’t hesitate to request a detailed breakdown from your insurance company.

At Allure Dental Center, our experienced team is happy to help you with insurance verification. We can contact your insurance provider on your behalf, review your benefits, and provide you with an estimate of what your insurance will cover and what your out-of-pocket responsibility may be. By taking these steps before your appointment, you’ll be better prepared and can focus on your dental health without any surprises when it comes time to pay for your care.

Does my insurance cover specific common procedures like cleanings, fillings, or root canals at your office?


At Allure Dental Center, we understand that navigating dental insurance can be confusing. Most dental insurance plans cover a portion of common procedures such as cleanings, fillings, and root canals—but coverage details can vary significantly depending on your specific policy. Preventive services, like routine cleanings and exams, are often covered at a higher percentage (sometimes up to 100%) because they help you maintain optimal oral health and avoid more serious issues down the road. Basic restorative treatments, such as fillings, are typically covered at a slightly lower rate (around 70% or 80%), while major procedures like root canals may be covered at around 50% after your deductible is met.

It’s important to keep in mind that most dental insurance plans also have annual maximums, waiting periods, and may exclude certain types of care. To make the insurance process as smooth as possible, we encourage you to contact the front desk team at Allure Dental Center with your insurance information before your visit. Our knowledgeable staff will gladly verify your benefits, explain what your plan covers for specific procedures completed at our office, and provide an estimate of your out-of-pocket costs. That way, you can make informed decisions about your dental care at Allure Dental Center—without any surprises.

How do you handle changes in insurance coverage?


If you anticipate a change in your insurance—whether through your employer, the Health Insurance Marketplace, or a government program—be sure to carefully review all communications regarding your new policy. Pay close attention to details such as new policy numbers, coverage start and end dates, premiums, copays, deductibles, included providers, and covered dental services.

One of the first steps after a change in coverage is to contact Allure Dental Center. Let us know about your new insurance plan so we can verify your benefits and confirm that our practice is in-network. Our knowledgeable front desk team can also help you understand any changes to your dental coverage, such as differences in preventive, restorative, or orthodontic benefits, and explain how your new plan may affect your out-of-pocket costs.

If you are in the middle of ongoing dental treatments or have upcoming appointments, it’s especially important to verify whether your new insurance requires prior authorization or referrals for certain procedures. This can help prevent any unexpected costs or disruptions to your treatment plan.

If your new dental insurance does not meet your needs or if you find yourself temporarily without coverage, don’t hesitate to ask us about payment options or alternative coverage solutions. Depending on your situation, you may be eligible to enroll in a new plan through your employer, the Health Insurance Marketplace, or government programs like Medicaid or Medicare. Special enrollment periods may be available if you lose coverage due to life changes such as job loss or divorce. For more information, contact us or schedule an online appointment. We are conveniently located at 570 N Shoreline Blvd Mountain View, CA 94043. We serve patients from Mountain View CA, Sunnyvale CA, Los Altos CA, Stanford CA, Menlo Park CA, Atherton CA, Loyola CA, Cupertino CA, Palo Alto CA, Redwood City CA, and surrounding areas.

Allure Dental Center accepts all PPO dental insurance policies. We frequently work with:

  • Delta Dental
  • Metlife
  • Aetna
  • Anthem
  • Guardian
  • UnitedHealthcare
  • Sunlife
  • Cigna
  • United Concordia
  • Principal
  • Premera
  • Premier Access
  • Careington
  • Dental Select
  • Dentegra
  • Humana
  • Aflac
  • Beam ins
  • HealthEquity
  • HealthNet and more!

We are happy to discuss particular plans with you that are accepted by each of our dentists. Our goal is to assist you in making your dental care as affordable as possible, without sacrificing the quality of our care.

Treatment Planning With Our Dentists

We understand that everyone has different goals for their smiles. That’s why both Dr. Trinh and Dr. Suzanna will work with you to create a custom care plan that takes into account your preferences, dental history, insurance coverage and aesthetic goals.

One of our financial coordinators will review your care plan with you, showing you all estimated coverage amounts, planned treatment, and any expected out of pocket fees.

Financing is Available

For dental treatment that isn’t covered by insurance, we offer two different financing options, LendingClub and CareCredit.

With third party financing, you can enjoy:

  • Low monthly payments
  • 0% interest financing
  • Terms up to 24 months
  • Fast approval and access to funds

Electing to have a smile makeover with beautiful porcelain veneers or cosmetic dental crowns may be something you’ve dreamed of doing but haven’t quite budgeted for. Third party financing is a simple, reliable way to finance out your dental care to make it both affordable and accessible when you need it the most.

A healthy smile is something every one of our patients deserves. Contact us today to ask us what treatment options are available, or to schedule a dental exam or second opinion.

Aetna - Dental Insurance Accepted and Financing for Patients in Mountain View, CA
Aflac - Dental Insurance Accepted and Financing for Patients in Mountain View, CA
Anthem - Dental Insurance Accepted and Financing for Patients in Mountain View, CA
Careington - Dental Insurance Accepted and Financing for Patients in Mountain View, CA
Cigna - Dental Insurance Accepted and Financing for Patients in Mountain View, CA
Delta Dental - Dental Insurance Accepted and Financing for Patients in Mountain View, CA
Dental Select - Dental Insurance Accepted and Financing for Patients in Mountain View, CA
Dentegra - Dental Insurance Accepted and Financing for Patients in Mountain View, CA
Guardian - Dental Insurance Accepted and Financing for Patients in Mountain View, CA
Health Equity - Dental Insurance Accepted and Financing for Patients in Mountain View, CA
Health Net - Dental Insurance Accepted and Financing for Patients in Mountain View, CA
Humana - Dental Insurance Accepted and Financing for Patients in Mountain View, CA
MetLife - Dental Insurance Accepted and Financing for Patients in Mountain View, CA
Premera Blue Cross - Dental Insurance Accepted and Financing for Patients in Mountain View, CA
Premier Access - Dental Insurance Accepted and Financing for Patients in Mountain View, CA
Principal - Dental Insurance Accepted and Financing for Patients in Mountain View, CA
Sun Life - Dental Insurance Accepted and Financing for Patients in Mountain View, CA
United Concordia Dental - Dental Insurance Accepted and Financing for Patients in Mountain View, CA
United Healthcare - Dental Insurance Accepted and Financing for Patients in Mountain View, CA